*The monthly fee includes the entire M4 Membership suite of financial products that you have complete access to.
Prior to starting credit education and document processing services, you will sign a client agreement along with the following:
Credit Service Agreement
Authorization for Credit Repair Action
Consumer Credit File Rights (CROA Disclosure)
Right Of Cancellation Notice
Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false or obsolete information contained on your credit reports.
We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports. The letters will be mailed or emailed to you for your signature and then you will mail them off.
You will upload your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.
In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 3 business days from the date you signed it. Just send written notice as outlined in your client agreement.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney.
Join our credit membership today and our specialist will provide you with:
FREE personalized credit consultation
FREE access to your credit report summary
FREE credit report evaluation on all your accounts
FREE score evaluation & recommended solution
1. Repair Your Past
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We'll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
2. Monitor Your Present
24/7 Credit Monitoring & Alerts powered by Privacy Guard keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
3. Build Your Future
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and work toward the restoration of your credit.
We have fees as low as $89 a month (which include the entire m4 membership suite of products
We do not charge an hourly fee
We have a network of attorney’s that will oversee your account
We do not stick you with any hidden fee
We will be there for you every step of the way
If the answer is yes, then partner with our company to make your clients credit worthy. Refer your credit-challenged client to us, we will work to increase their credit score in record time and we always refer them back to you for your services. You can track your client's progress in our Client Login Portal. When your client logs into our web portal, the first thing they will see is your photo and contact information as a reminder of their goal and the professional who referred them to us! Contact us today!